number 3

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LauraG
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Posted: Fri Jun 24, 2011 10:22 am 
Post subject: number 3
We wanted 2 start ttc April this year but felt it wud b best waiting wiv the problems my youngest has had. She is nw sleeping thru the nite and has been signed off physio so the nexts steps r speech and language and hearing around aug/sept time and we r in process of moving and should b moving in oct so will hav rm for a 3rd.

So we nw want 2 aim to start ttc April 2012.

Up to what weekly childcare costs will tax credits pay 70% is it 250 or 300 a week?

And how much maternity pay do u get is it 90% of ur wage.
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dizzylamb
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Posted: Fri Jun 24, 2011 9:26 pm 
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from direct.gov:

If you qualify for SMP, it is paid:

•for the first six weeks at 90 per cent of your average gross weekly earnings with no upper limit
•for the remaining 33 weeks at the lower of either the standard rate of £128.73, or 90 per cent of your average gross weekly earnings

You must have minimum earnings of £102 per week to qualify for SMP.




The amount of help you can get for childcare costs
The amount of help you can get with your childcare costs drops from 80 per cent to 70 per cent from 6 April 2011. The most you can claim for each week is £175 for one child and £300 for two or more children.

This means that the maximum help you can get through tax credits for your childcare will be:

•£122.50 a week for one child
•£210 a week for two or more children
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LauraG
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Posted: Sat Jun 25, 2011 7:34 am 
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Thanx dizzy thats all a great help.

It actually means that if I was on maternity leave even wiv the cut off wages I'd b 120 a month better off coz I'd hav no childcare costs to pay and my childcare wud b 230 a week so that's fine 2.

Just need to get house sorted nw.
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dizzylamb
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Posted: Sat Jun 25, 2011 8:41 pm 
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I've got My fingers crossed for you with the house, I'm sure it will be all systems go for baby number 3 before you know it! I worked out we'd get help with childcare if we had a second so maybe we could afford to have another afterall, just need to convince oh now!
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LauraG
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Posted: Sun Jun 26, 2011 7:04 pm 
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Thanx dizzy.

I think its normal 2 worry bout the money side, but i always find everything has a way of sorting itself out.
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emmafield82
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Posted: Thu Jul 07, 2011 12:52 pm 
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Hi laura, I just wanted to say hi and goodluck as I saw you're a familiar face! I'm clueless with anything money related though, sorry.
Very Happy
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LauraG
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Posted: Thu Jul 07, 2011 4:32 pm 
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Thanx Emma:.
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michelletv
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Posted: Tue Aug 16, 2011 9:56 am 
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Hi Laura,
Good luck with everything. i hope everything falls into place nicely for you. have no idea on the monry issues as in SA we get no such help except uif.
take carexx
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LauraG
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Posted: Tue Aug 16, 2011 11:34 am 
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Thanx michelle.

Iv been made redundant so wont need childcare nw.

Hav review at hospital this week and speech and language next week then hearing nxt week hoping all goes well.
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